Our Fees

Beacause we are independent mortgage brokers we are able to offer you the choice of how we receive our fee for arranging your regulated mortgage.

OPTION 1:

You do not pay us a fee for our mortgage advice, but if we arrange a mortgage for you the lender will pay us a commission on / after completion of your mortgage. We will retain the full commission in lieu of our fee. We will disclose the amount of commission we expect to recieve from the lender. In addition, a £99.00 administration fee is payable to us by you on receipt of your mortgage offer. We will refund £75.00 of the administration fee if you do not proceed with your mortgage application.

 

OPTION 2:

You pay us an upfront fee of 0.5% of the total loan amount on application and an additional 0.5% of the total loan amount when you receive your mortgage offer. Any commission received from the lender on completion of your mortgage will be passed to you. We will disclose the amount of commission we receive from the lender. In addition, a £99.00 administration fee is payable to us by you on receipt of your mortgage offer. We will refund £75.00 of your administration fee if you do not proceed with your mortgage application.

 

Please note: These fee options only relate to regulated mortgage products. The fee structure for non regulated products may differ but all fees will be explained in full.

We do not charge VAT.